FM Nirmala Sitharaman rejects UPI MDR 'misconception,' says charge won't be passed to consumers

Saturday, September 26, 2026 - 09:51
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Finance Minister Nirmala Sitharaman confirmed that the Merchant Discount Rate on UPI payments above Rs 2,000 will not be passed to consumers. This rate is a charge borne by merchants and not the government. Sitharaman emphasized that this charge is not a tax, cess, or surcharge. The rate is set at 0.4% and will impact only certain UPI transactions.

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